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Posted by Ahanna Obi on December 13, 2007 at 14:29:24:

I want to get a valid credit card in Nigeria. How do i go about this?

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Comments:
Re: I Need a valid credit card

Posted by BOLA AHMED on December 13, 2007 at 14:38:44:

In Reply to: I Need a valid credit card posted by Ahanna Obi on December 13, 2007 at 14:29:24:
it depends on what you need the credit card for. Is it a card for use in Nigeria alone or for making online purchases from worldwide merchants like Amazon.com or ebay?

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Re: I Need a valid credit card

Posted by Iwe on December 13, 2007 at 14:38:56:

In Reply to: I Need a valid credit card posted by Ahanna Obi on December 13, 2007 at 14:29:24:
Intercontinental bank now offers prepaid mastercard. i bet you could use theirs. In act many Nigerian banks now offer credit cards. Why don't you give them a try?

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Re: I Need a valid credit card

Posted by Ozed on December 13, 2007 at 14:39:17:

In Reply to: I Need a valid credit card posted by Ahanna Obi on December 13, 2007 at 14:29:24:
i need the card for making payment for a domain name for a merchant company in the U.S.

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Re: I Need a valid credit card

Posted by Mensah on December 13, 2007 at 14:39:44:

In Reply to: I Need a valid credit card posted by Ahanna Obi on December 13, 2007 at 14:29:24:
i doubt if you could use credit cards by Nigerian banks for making online purchases. They are typically ATM cards and i wonder who requests or them.

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Re: I Need a valid credit card

Posted by Dechoice on December 13, 2007 at 14:39:59:

In Reply to: I Need a valid credit card posted by Ahanna Obi on December 13, 2007 at 14:29:24:
Merchants in the U.S. do not accept credit cards from Nigeria especially with a Nigerian address. Infact, you should ask the banks if you could use these cards for making internet payments like at Amazon.com

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Re: I Need a valid credit card

Posted by Ekene Liz on December 13, 2007 at 14:40:11:

In Reply to: I Need a valid credit card posted by Ahanna Obi on December 13, 2007 at 14:29:24:
i used Intercontinental banks prepaid Mastercard at an ATM when i travelled to China. The experience was awesome. Imagine the joy of using my Nigerian credit card anywhere i am in the world. You could also use the card for internet payments since they are prepaid. You may not need to be carrying a traveller's cheque anymore, cos in these cities, it's all about swiping and shopping!

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Re: I Need a valid credit card

Posted by Frank on December 13, 2007 at 14:40:25:

In Reply to: I Need a valid credit card posted by Ahanna Obi on December 13, 2007 at 14:29:24:
Re:i doubt if you could use credit cards by Nigerian banks for making online purchases. They are typically ATM cards and i wonder who requests or them.

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Re: I Need a valid credit card

Posted by Brownstone on December 13, 2007 at 14:40:49:

In Reply to: I Need a valid credit card posted by Ahanna Obi on December 13, 2007 at 14:29:24:
Ofcourse you could use these cards for online purchases. It is a prepaid mastercard and can be used on the internet. i think the main drawback is that most people would prefer to have them in lower denominations rather than $100.

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Posted by Oshuare on January 26, 2008 at 21:21:10:

In Reply to: I Need a valid credit card posted by Ahanna Obi on December 13, 2007 at 14:29:24:

i need a valid credit card too

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Posted by Inflow on January 26, 2008 at 21:21:27:

In Reply to: I Need a valid credit card posted by Ahanna Obi on December 13, 2007 at 14:29:24:

You shoud go and make inquries at some of these big banks now. Almost all of them offer credit card facilities.

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Posted by bayo Yusuf on January 26, 2008 at 21:21:46:

In Reply to: I Need a valid credit card posted by Ahanna Obi on December 13, 2007 at 14:29:24:

I also need a credit card for buying some goods on the net

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Posted by Emmanuel Ige on January 26, 2008 at 21:23:13:

In Reply to: I Need a valid credit card posted by Ahanna Obi on December 13, 2007 at 14:29:24:

credit cards are simply plastic cards containing a certain amount of credit in them. Each card is unique by means of the it's number (12 - 16 digits) but can be categorized in groups or class. Some cards can give you access to only a few hundred dollars, while others can give you a lifeline of about 1million dollars which normally attracts a higher premium. However in Nigeria, we have many banks offering a branded from of credit card from Mastercard and they work with an account balance which you would need to maintain. People and indeed many enterprising young Nigerians have used this credit line opportunity to have more access to funds in buying stuff like shares while awaiting their monthly salary to offset their credit bills, although not many people are aware of this. If you're able to scale through the requirements for opening a credit account in any of these banks, you could start having access to most of the funds in the baking industry.

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Posted by Opengaccess on January 26, 2008 at 21:23:50:

In Reply to: I Need a valid credit card posted by Ahanna Obi on December 13, 2007 at 14:29:24:

i got a credit card from a bank. It works actually in making certain online payments in Nigeria and mostly on international ATMs, but when i tried buying a camera on a particular site from the U.K., my transaction went through but after a while my order was cancelled. I wonder why.

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Posted by Inyang on January 26, 2008 at 21:25:03:

In Reply to: I Need a valid credit card posted by Ahanna Obi on December 13, 2007 at 14:29:24:

why are more and more Nigerians searching for credit card numbers and email addresses most of the time. i would say; not all of them do so for the right reasons.

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Posted by Felix Okoli on January 26, 2008 at 21:25:29:

In Reply to: I Need a valid credit card posted by Ahanna Obi on December 13, 2007 at 14:29:24:

Getting a valid credit card requires that you go throught the right people. I mean reliable and efficient people who are transparent in their dealings with the public. You need to know some of the main things before getting a card and identifying which is valid and which is not;

-The type of card - whether credit or debit card
-the validity period
-the opening balance
-the charges if any such as usage, monthly
-the other services rendered such as balance checking, billing statements, and if a middleman is involved.
-the brand name of the card; whether Mastercard, Visa, American express
-Mode of paying for the card. e.t.c.

You need to at least have the above basic information before applying for a card from anybody. Some firms charge lots of hidden charges on credti cards they offer to their clients, some offer you a shorter validity period and this may not augur well for you if you are paying for a long term subcription and not just a quick buy.

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Posted by Mattew Obi on January 26, 2008 at 21:25:48:

In Reply to: I Need a valid credit card posted by Ahanna Obi on December 13, 2007 at 14:29:24:

Are you looking for how to get a credit card or just valid credit card numbers. You know, it can be helpful to be specific.

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Posted by Edmund Peter on January 26, 2008 at 21:26:10:

In Reply to: I Need a valid credit card posted by Ahanna Obi on December 13, 2007 at 14:29:24:

Credit card issues have become like a thing of the past. MOST BANKS now offer credit cards for genuine credit card users. Alternatively, since the opening for most banks is $100, there are other small time local credit card providers who offer them for a lower fee or balance, say $40 or even $10.

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Posted by Brock on January 26, 2008 at 21:26:20:

In Reply to: I Need a valid credit card posted by Ahanna Obi on December 13, 2007 at 14:29:24:

Getting one at a bank is more reliable, although it may take a month before your card is ready.

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